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A business owners policy is known as BOP for short. This is appropriate, given that it offers a one-two punch. It’s a combination policy that brings together two types of coverages.
How can business insurance protect you?
Use the yellow hot spots and explore how business insurance can help protect against common risks.
The first type is property insurance. Property insurance covers risks associated with your business’ premises, equipment and vehicles. Additionally, it often includes any associated loss of business.
The second type is liability insurance. Liability insurance covers damage to people you deal with and their property. But, it’s important to note that liability insurance usually doesn’t cover risks related to professional services–meaning damages that result from you giving clients inaccurate advice, for example.
Getting a business policy (BOP) means covering all these risks in one go, which reduces stress and brings peace of mind. The policy will usually be custom made to cover your specific needs, so pricing can vary significantly. But, it’s normally cheaper than buying separate policies for each element.
We can help design a business owners policy (or BOP) that works best for you and your business. Reach out to get started!